*As per Horizons’ site not to exceed this management expense ratio – very comparable to funds above. This is why we’re holding VCN/XAW and individual dividend stocks. You need to withdraw everything from the RESP before your last child finishes university. Therefore, in terms of stock diversification,VEQT is the best, XEQT sits in the middle, and HGRO is probably the worst. Which program will they go into? Just for fun, let’s compare XGRO with these three all equity ETFs. The differences in management fees between these three all equity ETFs are very small. XEQT is heavier on USA than Canadian. I reached out to Ed on Twitter and asked him about his thoughts on doing an all equities approach in RESP. HGRO has very low average trading volume compared to VEQT and XEQT. There has been an 11% chance of a loss after 4 years with the worst loss being 6.8% per year or 25% in total. Our new RESP strategy – Holding an all equity ETF. VEQT was launched on January 29, 2019, and was made up of the following underlying ETFs as of September 30, 2020: Given HGRO’s high exposure to the US market, it is not a surprise it has the lowest exposure to the ex-NAM market. Since three all equity ETFs have different makeups and different inception dates, it’d be interesting to compare their returns. I am not sure why HGRO’s net assets are so much lower. T1 pro scrims codm vs Xeqt. Find the latest ISHARES CORE EQUITY ETF (XEQT.TO) stock quote, history, news and other vital information to help you with your stock trading and investing. That means the average dollar will be invested for 4 years. The MER would have been 0.25% without any absorptions or waivers. Between VEQT and XEQT there’s less than a 1% difference. When their investments are down, they sometimes withdraw less that year. On a million-dollar portfolio, you're paying about $2500/year more vs. $3400/year more with VEQT. The Horizons TRI ETFs that utilize total return swaps achieve tax-efficiency primarily by receiving the total return of the underlying index (before fees) – the value of the underlying index constituent distributions get reflected in the ETF’s share price and are not distributed to shareholders. During this time period there were a few interesting dates: Here are the three ETFs’ prices for the five dates we picked and the respective returns in percentage compared to the starting date. Hi, I'm looking to start index investing, and have more or less narrowed down to VFV or VEQT - looking to go 100% equities. Enjoy the videos and music you love, upload original content, and share it all with friends, family, and the world on YouTube. Using VEQT and XEQT in TFSA and Taxable Accounts. It is very unlikely, but possible, that you have 25% less after 4 years. Given there are a number of all equity ETFs available for Canadians, which one should we pick if we go with the all equity ETF strategy? Once again, the likes of Alphabet and Tesla are not part of XEQT’s top 10 holdings. Why Not List More Than the Top Five? This is probably because XEQT holds about 0.31% of the fun in cash. I hope they know how lucky they are. Do people not know about HGRO? If you’re overwhelmed by the number of holdings above, we may be able to tone it down for you. I like to do my own analysis but I suppose sometimes I can overanalyze things. Reply Delete. Did you consider the impact on overall fees of the underlying holdings? If we compare the three all equity ETFs, we can see that VEQT holds the highest amount of stocks. A couple of questions, what do you mean your kids RESP will have 10% bond exposure for 3 years if you invest in XEQT, as it is all equity correct? Or should I go with one of the all equity ETFs instead? VEQT vs. XEQT vs. HGRO – Market Allocation Comparison, VEQT vs. XEQT vs. HGRO – Top 10 Holding Comparison, VEQT vs. XEQT vs. HGRO – Returns Comparison. Share: 1 reply. HGRO has a very high exposure to tech stocks in the top 10 at 21.06%. Here is VEQT’s top 10 market allocation. Top 4 Holdings (100.00% of Total Assets) Get Quotes for Top Holdings. HGRO certainly has enticing fees but the idea of not actually owning anything doesn’t sound ideal to me. The panel was unanimous in affirming last year’s choice of the pioneering Vanguard asset allocation ETFs (VGRO, VBAL, VCNS, VEQT and VCIP). Is usually shown as a percentage of between.05 % and 3 % 9,000 stocks about. Go wrong with either of these all equity ETFs that are very similar – you ’ d XEQT... – VEQT vs. iShares XEQT vs. HGRO, which one is most.... Investors who have an above-average risk tolerance and who are okay with a low 0.08 MER... 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